Guess what though? I still feel young on the inside! Life does go by too quickly, and when I look back over mine so far, I reckon it's been pretty good and I wouldn't want to change a hell of a lot.
I live in the best Country in the world, in a comfortable house, have a good amount of money in the bank and my future looks OK financially (albeit not as good as it did 12 or so months ago before the Stock Market shit itself......) but I consider myself lucky with another 18 years of work to contribute and many more ups and downs ahead on the stock market over that time.
Many others aren't as fortunately particularly those who have recently retired and have lost 50% of their "nest eggs" with the market crashing. One thing I have learned from this market meltdown is that about 5 years before I am ready to retire I will hedge my bets and make sure I don't have too much high risk exposure in my portfolio.
The first 42 years of my life have gone by in a flash so I reckon the next 42 will do the same..... key upcoming challenges for me are:
1) Loose the 30 or so kilograms to get me back to "not looking like a fat bastard". This will improve many things: general health, longevity, blood pressure, cholesterol, future employability and will make me feel a hell of a lot better about myself.
2) Once the weight is lost - maintaining it within a healthy range.
3) When the kids inevitably "fly the coup" in the the next 4 years or so, we will purchasing a smaller home to suit just my wife and myself.... We will get something nice and tasteful as we will be able to keep it looking nice and look after it. As is par for the course, we are continually having "kid accidents" some of which include but are not limited to: accidentally damaging walls, accidentally punching a hole in the gyprock while showing friends how tough you are (without realising that gyprock isn't that strong), dropping food on carpet, dropping coke on the carpet, consistently wrecking things with no rhyme nor reason.
4) Putting more into my self managed super fund (going into Cash at he moment !) - and setting us of for our retirement
5) Once the kids move onto their own lives the wife and I will be able to save allot more money than we do now, and we will get into some world travel! (BTW, I am not trying to get rid of my kids, I love them dearly)
Both my wife and I, love a good holiday and seeing new places but haven't been able to do a great deal of late with trying to cover the costs of living and building a modest nest egg along the way. We will definitely be doing at least one big overseas holiday per year (maybe 2 if we can afford it!)
A picture of my beautiful wife and a few of her friends taken during our last holiday on the Gold Coast
This is me in my element at Jupiters Casino on the Gold Coast, QLD.
Well there's a few thoughts from the deepest recesses of the Regmiester's brain, but I wanted to share them so people understand a bit more about me and where I am trying to go in life.